Paul Rawlinson is a seasoned executive with over 25 years experience in risk management at leading financial institutions in Canada. He has been the Chief Risk Officer or its equivalent for ING Direct, Deutsche Bank Canada, Home Trust and Economical Insurance. In those roles, he was responsible for establishing enterprise wide risk management programs and identifying measuring monitoring, managing and reporting on all aspects of market credit and operational risks. While at ING and Home Trust he had direct risk management responsibilities for the retail, small business and commercial loan portfolios which included building the risk models and assessing the risks at both the transaction and portfolio levels. While at ING Direct he was also the CAMLO responsible for implementing the risk based approach to AML, ATF and PEP monitoring.