Richard is Vice President Core Payments and joined Revolut in February 2020. At his previous role as MD Payments at Barclays he had global responsibility for the development of the payments product range, including the preparations for Structural Reform and Brexit. Prior to this, Richard was Head of Payments and Cash Management at ABN AMRO, with a key role in the development of the Global Transaction Services business, including the payments requirements for the launch of the Euro. Before joining ABN AMRO, Richard was responsible for launching HSBC’s first product line of business: Payments Transmission Services. He holds a degree in Banking & Finance.